INSAN AJI; GENDRO WIYONO; PRISTIN PRIMA SARI. PENGARUH LOAN TO DEPOSIT RATIO, NET INTEREST MARGIN, DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL TERHADAP PROFITABILITAS BANK UMUM KONVENSIONAL YANG TERDAFTAR DI BEI TAHUN 2016-2019. MANDAR: Management Development and Applied Research Journal, [S. l.], v. 5, n. 1, p. 102–111, 2022. DOI: 10.31605/mandar.v5i1.1850. Disponível em: https://ojs.unsulbar.ac.id/index.php/mandar/article/view/1850. Acesso em: 2 may. 2026.