MAS’UD, Busrin Raihana; FADLINA; KURNIAWAN; D. GUBANGCO, Alliah Grace. The Paradox of Digital Financial Inclusion: Unpacking the Alternative Credit Scoring Gap for MSMEs in FinTech Lending. MANDAR: Management Development and Applied Research Journal, [S. l.], v. 8, n. 2, p. 187–200, 2026. DOI: 10.31605/mandar.v8i2.6784. Disponível em: https://ojs.unsulbar.ac.id/index.php/mandar/article/view/6784. Acesso em: 1 aug. 2026.