RUSANDRY; SITURU, Agatha Christy; ZAIN, Zandy Pratama; MALIK, Mahardika Catur Putriwana. The Effect of Financial Literacy on Financial Management Behavior with Income, Lifestyle, and Education Level as Control Variables among Micro Entrepreneurs in Ternate. MANDAR: Management Development and Applied Research Journal, [S. l.], v. 8, n. 2, p. 219–229, 2026. DOI: 10.31605/mandar.v8i2.6840. Disponível em: https://ojs.unsulbar.ac.id/index.php/mandar/article/view/6840. Acesso em: 11 sep. 2026.