INSAN AJI; GENDRO WIYONO; PRISTIN PRIMA SARI. PENGARUH LOAN TO DEPOSIT RATIO, NET INTEREST MARGIN, DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL TERHADAP PROFITABILITAS BANK UMUM KONVENSIONAL YANG TERDAFTAR DI BEI TAHUN 2016-2019. MANDAR: Management Development and Applied Research Journal, v. 5, n. 1, p. 102-111, 29 Dec. 2022.