Article Sidebar

Submitted
Jul 6, 2020
Published
Aug 26, 2020
Download
PDF
Statistic
Read Counter : 0 Download : 0

Main Article Content

Abstract

Premium reserve is a number of funds that need to be raised by insurance company in preparation for the payment of claims when the policyholder dies. One of the simplest methods to calculate premium reserving is the prospective premium reserve modified using Canadian method which is a modification of the prospective method. Calculation in this study is using Indonesian Mortality Table (TMI) 2011 This study aims to determine the premium reserves using the Canadian method of endowment joint life insurance. Joint life insurance participants in this study are limited to 2 people. The calculation of premium reserves in this study using TMI 2011, starting with calculating the value of annuities, net annual premiums, annual premiums modified based on the Canadian method, and premium reserves at the end of the t-year in the endowment joint life insurance.

Keywords

premium reserves, endowment joint life insurance, prospective method, canadian method

Article Details

References

  1. [1] A. K. Gupta, and T. Varga, An introduction to actuarial mathematics, Boston: Kluwer Academic, Dordrecht, 2002.
  2. [2] T. Futami, Matematika Asuransi Jiwa Bagian I. Tokyo: Oriental Life Insurance Cultural Development Center, 1993.
  3. [3] A.E.J. Hutapea, I.N. Widayana, and L.P.I. Harini, “Penentuan Cadangan Premi dengan Perhitungan Prospektif untuk Asuransi Pendidikan,” Jurnal Matematika Vol. 7, No. 2, pp. 122-128, 2018
  4. [4] D. C. Wahyudi, Suyitno, and M. Siringoringo, “Penentuan Cadangan Premi Menggunakan Metode Restrospektif dan Prospektif pada Asuransi Jiwa.“ in Prosiding Seminar Nasional Matematika, Statistika, dan Aplikasinya, Samarinda, Indonesia, 2019.
  5. [5] N. Hasnah, “Kajian Metode Commissioners, Illinois, dan Canadian dalam Menentukan Cadangan pada Asuransi Jiwa Dwiguna.” Jurnal Matematika UNAND Vol.4, No. 4, pp. 99-106, 2015
  6. [6] F. Novri, “Penentuan Besar Cadangan pada Asuransi Jiwa Bersama Dwiuna dengan Menggunakan Metode Illinois.” Jurnal Matematika UNAND Vol. 5, No. 3, pp. 85-91, 2016.
  7. [7] I G.A.G. Dwipayana, , I N. Widana, K. Sari, “Menentukan Formula Cadangan Premi Asuransi Jiwa Last Survivor Menggunakan Metode new Jersey.” Jurnal Matematika Vol. 8, No. 4, pp. 264-268, 2019
  8. [8] N. Bowers, H. Gerber, J. Hickman, D. Jones, and C. Nesbitt, Actuarial Mathematics, 2 Edition. Schaumburg: Society of Actuaries, 1997.